The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 26, 2019

Filed:

Feb. 13, 2015
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Brian F. Adams, Charlotte, NC (US);

Sharon P. Midkiff, Chicago, IL (US);

Sorin Cismas, Southlake, TX (US);

Manu Kurian, Dallas, TX (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/00 (2012.01); H04L 12/26 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/023 (2013.01); G06Q 20/00 (2013.01); G06Q 20/108 (2013.01); H04L 43/00 (2013.01);
Abstract

Apparatus and methods for pre-provisioning a generic connection to the bank to allow clients to transmit electronic test files. The test files may include one or more transaction requests submitted for processing by the client. Methods may evaluate infrastructure for processing the requested transactions. Methods may include determining a feasibility of the establishing the infrastructure. A phantom acknowledgement may be transmitted to the client before establishing the infrastructure to process the requested transactions.


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