The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 29, 2019

Filed:

Mar. 11, 2013
Applicant:

Google Inc., Mountain View, CA (US);

Inventors:

Fan Jiang, Adliswil, CH;

Aneto Pablo Okonkwo, Zurich, CH;

Michael William Springer, Zurich, CH;

Gökhan Hasan Bakir, Zurich, CH;

Assignee:

GOOGLE LLC, Mountain View, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 20/06 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G07F 7/10 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/341 (2013.01); G06Q 20/0655 (2013.01); G06Q 20/349 (2013.01); G06Q 20/3433 (2013.01); G06Q 20/352 (2013.01); G06Q 20/354 (2013.01); G06Q 20/3552 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3676 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/401 (2013.01); G06Q 20/407 (2013.01); G06Q 20/40975 (2013.01); G07F 7/1008 (2013.01);
Abstract

Depositing funds onto smart cards for use during processing of purchases. A device creates a deposit request and transmits the request to a remote system. The remote system processes the request and transmits a deposit record to the device, which in turn transmits the record to the smart card. If the device has network access, it transmits a deposit confirmation to the remote system, which updates the smart card account to include the confirmation. If the device unable to connect to the remote system, the deposit confirmation is transmitted when the smart card is involved in a future transaction. During the future transaction, the smart card transmits its transaction history, which comprises the deposit confirmation, to the device, and the device transmits the transaction history to the remote system. The remote system updates the smart card account to include the deposit confirmation.


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