The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 08, 2019
Filed:
Oct. 23, 2013
Visa International Service Association, San Francisco, CA (US);
Alfred William Griggs, Menlo Park, CA (US);
Brian Byrne, San Francisco, CA (US);
Lori Van Deloo, Los Altos, CA (US);
John F. Sheets, San Francisco, CA (US);
Fred Liu, Oakland, CA (US);
Kevin Weller, San Anselmo, CA (US);
Andre Machicao, Foster City, CA (US);
Luba Goldberg, Foster City, CA (US);
Marc Batchan, Foster City, CA (US);
Kevin Yuann, Foster City, CA (US);
VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);
Abstract
Systems and methods are described that allow for determining a transaction initiation mode used to conduct a transaction and applying a specific set of rules associated with the transaction initiation mode to the transaction. A transaction authorization request message is received at a server computer. The transaction authorization message is for a transaction between a consumer and a merchant and includes a plurality of data elements. The server computer determines a transaction initiation mode, from among at least three different transaction initiation modes, used to conduct the transaction based at least in part on the data elements. The server computer applies a specific set of rules associated with the transaction initiation mode to the transaction.