The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 01, 2019
Filed:
Sep. 19, 2014
Brad Jarvis, Newport Beach, CA (US);
Richard Frank Pearlman, Carlsbad, CA (US);
Sean Michael Walsh, Redwood City, CA (US);
Daris Amon Schantz, Scottsdale, AZ (US);
Steven Gertz, Smyrna, GA (US);
Alec Michael Hale-pletka, La Palma, CA (US);
Brad Jarvis, Newport Beach, CA (US);
Richard Frank Pearlman, Carlsbad, CA (US);
Sean Michael Walsh, Redwood City, CA (US);
Daris Amon Schantz, Scottsdale, AZ (US);
Steven Gertz, Smyrna, GA (US);
Alec Michael Hale-Pletka, La Palma, CA (US);
Spireon, Inc., Irvine, CA (US);
Abstract
Disclosed are a method and/or a system of insurance rate optimization through driver behavior which includes a computer server of the driver monitoring environment to determine if a newly insured driver operating a private vehicle is adhering to a set of parameters set by an entity i.e. a driving school, an insurance provider and/or a family member of the newly insured driver. The system assigns a credit to the newly insured driver when it adheres to the set of parameters. The newly insured driver is monitored by the entity. A metadata is generated which includes a behavioral trait of the newly insured driver and an insurance rate is set through the insurance provider based on an adherence to the set of parameters set by the entity.