The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 25, 2018

Filed:

May. 27, 2016
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Alicia C. Jones-McFadden, Fort Mill, SC (US);

Joseph Benjamin Castinado, North Glenn, CO (US);

Matthew Eugene Clark, Milpitas, CA (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04W 4/02 (2018.01); G06Q 20/32 (2012.01); H04W 24/02 (2009.01); H04W 24/04 (2009.01); H04W 24/08 (2009.01); H04L 12/927 (2013.01);
U.S. Cl.
CPC ...
H04W 4/02 (2013.01); G06Q 20/3224 (2013.01); H04L 47/803 (2013.01); H04W 24/02 (2013.01); H04W 24/04 (2013.01); H04W 24/08 (2013.01);
Abstract

A system for monitoring resource utilization and optimization includes an entity system having a network communication interface and a memory device storing a resource monitoring and utilization application and a resource application. A processing device is operatively coupled to the memory device, wherein the processing device is configured to execute computer-readable program code to: determine based on the utilization of a resource application and/or a physical transaction related to the resource application to initiate the resource monitoring and utilization application; initiate the resource monitoring and utilization application to transmit information about the resource application to a user device.


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