The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 25, 2018
Filed:
Jan. 28, 2016
Bank of America Corporation, Charlotte, NC (US);
Amanda J. Adams, Flint, GB;
Lawrence R. LaBella, Bellmore, NY (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A system receives a request to authenticate a user and determines a first set of cell identifiers of a card matrix to associate with the user. The system receives a first factor, which comprises a first set of received cell values corresponding to the first set of cell identifiers of the card matrix. The system further determines a first set of stored cell values corresponding to the first set of cell identifiers of the card matrix and compares the first set of received cell values to the first set of stored cell values. The system also receives a second factor, which is different than the first factor. Finally, the system determines that the user is authenticated based at least in part upon the comparison of the first set of receives cell values to the first set of stored cell values.