The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 18, 2018
Filed:
Jun. 08, 2016
Bank of America Corporation, Charlotte, NC (US);
Elizabeth S. Votaw, Potomac, MD (US);
Andrew T. Keys, Albany, OR (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A computing platform may receive, from a client server, a request to authenticate a user to a user account, as well as device selection input selecting a registered device to receive a one-time passcode. The computing platform may evaluate the device selection input based on contextual login information associated with the user account, determine that the registered device selected to receive the one-time passcode is out of context, and execute a security procedure. Based on validating a response to the security procedure, the computing platform may generate a one-time passcode and may send the one-time passcode to the registered device selected to receive the one-time passcode. Thereafter, the computing platform may receive one-time passcode input, validate the one-time passcode input, generate a validation message directing the client server to provide the user with access to the user account, and send the validation message to the client server.