The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 18, 2018

Filed:

Jun. 03, 2009
Applicants:

Chandra S. Balasubramanian, Cleveland, OH (US);

Michael A. Keresman, Iii, Kirtland Hills, OH (US);

Eric Goodman, Willoughby, OH (US);

Adam Ratica, Painesville, OH (US);

Scott Rauhe, Lakewood, OH (US);

Inventors:

Chandra S. Balasubramanian, Cleveland, OH (US);

Michael A. Keresman, III, Kirtland Hills, OH (US);

Eric Goodman, Willoughby, OH (US);

Adam Ratica, Painesville, OH (US);

Scott Rauhe, Lakewood, OH (US);

Assignee:

CardinalCommerce Corporation, Mentor, OH (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/12 (2012.01); G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2012.01); G06Q 40/00 (2012.01); G06Q 20/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/12 (2013.01); G06Q 20/108 (2013.01); G06Q 20/227 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/40 (2013.01); G06Q 30/06 (2013.01); G06Q 40/12 (2013.12);
Abstract

A method of processing a transaction between a merchant and a buyer over a communication network is provided. The transaction is processed using one of a plurality of alternative payment options and each of the alternative payment options are provided by one of a plurality of alternative payment providers. Each of the alternative payment providers uses a different alternative payment implementation. The method includes: obtaining transaction information from the merchant; returning a redirection URL and an order identifier to the merchant; obtaining a transaction message from the merchant, where the transaction message specifies the type of operation; performing the operation type specified in the transaction message with the appropriate alternative payment provider; and returning a processing message to the merchant containing the results from performing the operation type specified in the transaction message.


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