The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 20, 2018
Filed:
Nov. 18, 2014
Adp, Llc, Roseland, NJ (US);
Nizam Antoo, San Carlos, CA (US);
Michael T. Hosea, Rancho Cucamonga, CA (US);
Maria Kirgan, Laguna Niguel, CA (US);
Gary Lott, San Dimas, CA (US);
Fernando C. Macalinao, Alta Loma, CA (US);
Sumeet A. Palkar, Irvine, CA (US);
Anthony Peculic, Studio City, CA (US);
Hamid Qaasim, San Dimas, CA (US);
Yin Zhang, Rancho Cucamonga, CA (US);
ADP, LLC, Roseland, NJ (US);
Abstract
Systems and processes for real-time instant funding solutions for miscellaneous income are disclosed. The method of funding miscellaneous income includes securely transmitting a funding information file or a real time funding transaction request with miscellaneous funding information to a funding card processing system using real-time web services APIs which are externally accessible by an external computing system, e.g., point of sale, time and labor or payroll system. The method further includes processing the funding information file with the funding card processing system, which includes at least identifying client information and a user receiving miscellaneous income contained within the miscellaneous funding information. The method further includes funding a payroll card of the identified user with the miscellaneous income received with the miscellaneous funding information of the funding information file.