The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 13, 2018

Filed:

Jun. 08, 2016
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Katherine Dintenfass, Lincoln, RI (US);

Alicia C. Jones-McFadden, Fort Mill, SC (US);

Matthew Hsieh, Charlotte, NC (US);

Victoria L. Dravneek, Charlotte, NC (US);

Cameron D. Wadley, Waxhaw, NC (US);

Jason Christian Karmelek, Mendon, MA (US);

Andrew Saar, Sandy Springs, GA (US);

Amber J. Quitadamo, Woodstock, GA (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 12/26 (2006.01);
U.S. Cl.
CPC ...
H04L 43/10 (2013.01); H04L 43/0876 (2013.01); H04L 43/16 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for predictive usage of resources across a dispersed Internet protocol capable network connecting devices electrically attached to the network. The present invention is configured to determine resource utilization profile associated with a user; continuously monitor the resource utilization profile of the user to track the use of the one or more resources allocated to the user over a predetermine period of time; determine one or more elevated usage instances; predict, via the resource prediction application, that at least one of the one or more elevated usage instances is scheduled to occur; determine one or more resources across the dispersed network for the user for processing during the at least one of the one or more elevated usage instances; and reallocate the one or more determined resources to the user.


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