The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 06, 2018

Filed:

Sep. 17, 2013
Applicant:

Progressive Casualty Insurance Company, Mayfield Village, OH (US);

Inventors:

Wendy Courtney Garcia, Kirtland, OH (US);

Elke Marie Blankenship, Garfield Heights, OH (US);

Charles Allen Kordes, Cleveland, OH (US);

Michael Vincent Esposito, Aurora, OH (US);

Raymond Scott Ling, Westlake, OH (US);

Assignee:

Progressive Casualty Insurance Company, Mayfield Village, OH (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/08 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01);
Abstract

An automated system allows users to request one or more insurance quotes through a self-service and/or agent-service communication channel. The system includes an interface that may receive user data from a remote or local system or application. A front-end application or system selectively passes a user's data to a record keeping system. A quote server or a quote processor generates one or more insurance quotes that are customized to the user's price and/or coverage preferences. A recommendation engine recommends one or more insurance coverages based on the information known about that user and in some instances, based on information known about others. The recommendation engine may call attention to selected insurance coverages that do not include a coverage feature or match a recommended coverage level.


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