The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 09, 2018

Filed:

May. 22, 2017
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Andras Ferenczi, Peoria, AZ (US);

Vishnu Garg, Phoenix, AZ (US);

Vernon Marshall, London, GB;

Sulabh Monga, Scottsdale, AZ (US);

Timothy Rollins, Cave Creek, AZ (US);

Vishnuvajhala Venkata Subrahmanyam, Phoenix, AZ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 15/16 (2006.01); H04L 29/08 (2006.01); H04L 29/06 (2006.01); G06F 21/57 (2013.01); G06F 17/30 (2006.01); G06F 21/62 (2013.01);
U.S. Cl.
CPC ...
H04L 67/303 (2013.01); G06F 21/57 (2013.01); H04L 63/1433 (2013.01); H04L 67/32 (2013.01); G06F 17/3089 (2013.01); G06F 21/62 (2013.01); H04L 67/02 (2013.01);
Abstract

A merchant server may integrate device identifying code into a webpage. In response to a device accessing the webpage, the device identifying code may cause the merchant server to obtain characteristics of the device. A device registry may compare the characteristics of the device with known device profiles to determine a risk level of the device. A transaction account issuer may utilize the risk level in performing an authorization evaluation.


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