The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 02, 2018
Filed:
Nov. 14, 2013
Orbis Patents Ltd., Leopardstown, IE;
Stephen Kavanagh, County Dublin, IE;
Conor Clarke, County Dublin, IE;
Kleron Guilfoyle, Killiney, IE;
Patrick Brosnan, County Dublin, IE;
ORBIS PATENTS LIMITED, Dublin, IE;
Abstract
A transaction processing system for the real time authorization of payment transactions. The system comprises a verification system () connected to an issuer card management system (). A cardholder can access the system via an interface () which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.