The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 18, 2018

Filed:

Aug. 30, 2017
Applicant:

Square, Inc., San Francisco, CA (US);

Inventors:

Brian Mullins, San Francisco, CA (US);

Fredrick Lee, San Francisco, CA (US);

Timothy Yip, Point Richmond, CA (US);

Assignee:

Square, Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 40/00 (2012.01); G06Q 20/40 (2012.01); G06Q 20/20 (2012.01); G06Q 20/02 (2012.01); G06F 17/30 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06F 17/30979 (2013.01); G06Q 20/02 (2013.01); G06Q 20/204 (2013.01);
Abstract

This disclosure describes, in part, techniques for storing transaction data at a central service, and techniques for querying information associated with the data from the central service when authorizing payment instruments for transactions. For instance, a central service may receive historical transaction data from multiple payment services that authorize payment instruments for merchants, and then store the historical transaction data in one or more databases. A payment service may then receive a request to authorize a payment instrument for a transaction between a merchant and a customer. Based on receiving the request, the payment service can send the central service a message that includes a query for information associated with historical transaction data corresponding to the payment instrument. In response, the payment service can receive the information from the central service and authorize the payment instrument using the information.


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