The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 11, 2018
Filed:
Mar. 01, 2012
Mavanur Narakesari Rangaraj, The Gardens at Bishan, SG;
Xerxes Navzar Dotivala, Costa Rhu, SG;
Sopnendu Mohanty, Pebble Bay, SG;
Sam Chang Chia Shian, Singapore, SG;
Kaustab Roy, Singapore, SG;
Pedro Manuel Vicente, Gallop Gables, SG;
Mavanur Narakesari Rangaraj, The Gardens at Bishan, SG;
Xerxes Navzar Dotivala, Costa Rhu, SG;
Sopnendu Mohanty, Pebble Bay, SG;
Sam Chang Chia Shian, Singapore, SG;
Kaustab Roy, Singapore, SG;
Pedro Manuel Vicente, Gallop Gables, SG;
Citigroup Technology, Inc., Weehawken, NJ (US);
Abstract
The systems and methods described herein allow an electronic transaction to be performed upon determining, via biometric data, that an authorized individual is conducting the transaction. This may involve receiving, by a computer system, a request to authorize an electronic transaction for an account. The computer system is configured to access a phone number, which is stored in computer memory and associated with the enrolled user of the account. An automated and outward call to the phone number is performed by the computer system. The computer system is configured to capture a voiceprint in association with voice data received from the automated call. The captured voiceprint is compared to a registered voiceprint, which is stored in the computer memory in association with the enrolled user. The computer system responds to the request to authorize the secure electronic transaction based on said comparison.