The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 04, 2018

Filed:

Jan. 27, 2017
Applicant:

Uniloc Luxembourg S.a., Luxembourg, LU;

Inventor:

Jonathan Ralph Burdick, St. Louis, MO (US);

Assignee:

Uniloc 2017 LLC, Wilmington, DE (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01); H04W 12/06 (2009.01); G06Q 20/10 (2012.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G07F 19/203 (2013.01); G06Q 20/1085 (2013.01); G07F 19/209 (2013.01); H04W 12/06 (2013.01); G06F 2221/2103 (2013.01); H04L 9/3271 (2013.01);
Abstract

A bank server allows a user of one ATM to reserve cash at another, nearby ATM when the first ATM has an inadequate cash inventory to serve the user's requested transaction. The user attempts to withdraw cash from the first ATM, but the first ATM has insufficient cash to perform the withdrawal transaction. Through the first ATM, the bank server offers the user a cash reservation at the other ATM. The bank server causes the other ATM to reserve a requested amount of cash for the user, possibly refusing to dispense cash to other users if doing so would leave the other ATM with insufficient cash to dispense the reserved cash. The user travels a short distance to the other ATM and withdraws the reserved cash. In effect, the other ATM can now perform the withdrawal transaction requested of the first ATM when the first ATM couldn't.


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