The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 14, 2018

Filed:

Jan. 30, 2015
Applicant:

Cubic Corporation, San Diego, CA (US);

Inventor:

Paul Monk, Horley, GB;

Assignee:

CUBIC CORPORATION, San Diego, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07B 15/00 (2011.01); G06Q 20/40 (2012.01); G06Q 50/30 (2012.01); G06Q 10/06 (2012.01); G06Q 50/14 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06Q 10/06 (2013.01); G06Q 50/14 (2013.01); G06Q 50/30 (2013.01);
Abstract

A communication is received from a fare media which includes a token associated with a transit account and a risk score based on a usage history of the account which is indicative of a likelihood of default associated with the account. One or more positive or negative lists are received from a server. Positive lists include first account identifiers associated with accounts in good standing. Negative lists include account identifiers associated with accounts in poor standing. A determination whether the token is associated with an account represented by one of the first or one of the second account identifiers is made. A determination, based on the risk score or the determination of the association of the token is made whether to grant access to the transit system. Information related to the determination of whether to grant access is communicated to the server. Access is granted to the transit system.


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