The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 07, 2018
Filed:
Jul. 21, 2016
Applicant:
International Business Machines Corporation, Armonk, NY (US);
Inventors:
Michael Bender, Rye Brook, NY (US);
David E. Nachman, Morristown, NJ (US);
Michael P. Shute, New Rochelle, NY (US);
Assignee:
International Business Machines Corporation, Armonk, NY (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); H04L 29/06 (2006.01); G06Q 20/40 (2012.01); G06Q 50/00 (2012.01); G06F 21/62 (2013.01);
U.S. Cl.
CPC ...
H04L 63/102 (2013.01); G06F 21/6245 (2013.01); G06Q 20/405 (2013.01); G06Q 20/4016 (2013.01); G06Q 50/01 (2013.01); H04L 63/08 (2013.01);
Abstract
In an approach for authenticating a request for an electronic transaction, a computer determines whether a request from a user for an electronic transaction is suspicious. The computer determines one or more contacts of the user. The computer then determines, based on at least a response from the one or more contacts, whether the request for the electronic transaction is suspicious, wherein determining the request is not suspicious validates authentication of the electronic transaction.