The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 31, 2018

Filed:

Mar. 15, 2013
Applicant:

Mikoh Corporation, McLean, VA (US);

Inventor:

Peter Samuel Atherton, Leesburg, VA (US);

Assignee:

MIKOH CORPORATION, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/02 (2012.01); H04L 9/08 (2006.01); H04L 9/32 (2006.01); H04L 29/06 (2006.01); G06F 21/32 (2013.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
H04L 9/0866 (2013.01); G06F 21/32 (2013.01); G06Q 20/02 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/40145 (2013.01); H04L 9/3231 (2013.01); H04L 9/3247 (2013.01); H04L 63/0861 (2013.01); H04L 2209/24 (2013.01);
Abstract

In a system and method of completing a transaction over a network, a personal electronic device (PED) receives transaction information; captures biometric information from the PED user; and uses such information to identify if the user is an authorized user of the PED. If the captured biometric information identifies an authorized user of the PED, the PED: enables a first one of a pair of cryptographic keys stored on the PED corresponding to the identified authorized user; generates a digital signature for the transaction using the enabled first key; generates an authenticated transaction request using the received transaction information; and transmits the authenticated transaction request to a transaction approval center via the network. The transaction approval center uses the authenticated transaction request to complete the transaction; and the PED receives confirmation regarding the transaction from the transaction approval center.


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