The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 24, 2018

Filed:

Dec. 12, 2014
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

Susan F. Crowell, Rochester, MN (US);

Jason A. Nikolai, Rochester, MN (US);

Andrew T. Thorstensen, Rochester, MN (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/40 (2012.01); G06Q 20/34 (2012.01); G06Q 20/10 (2012.01); G06K 9/00 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/409 (2013.01); G06K 9/00308 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/34 (2013.01); G06Q 20/341 (2013.01); G06Q 20/4093 (2013.01); G06K 9/00892 (2013.01);
Abstract

System, method, and computer program product to implement four factor authentication rule-based intelligent bank cards, by receiving valid authentication information for a card associated with an account, verifying that a captured image of a person presenting the card matches an image of an authorized user of the account, analyzing the captured image to detect an emotion of the person, and performing a predefined operation to control access to the account upon determining that the detected emotion satisfies an emotion rule associated with the account.


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