The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jul. 17, 2018

Filed:

Jul. 10, 2014
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Sharon Scanlon, Manahawkin, NJ (US);

Davindar Gill, Palatine, IL (US);

Pete Bertanzetti, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); H04W 4/02 (2018.01); H04L 29/06 (2006.01); G06F 21/32 (2013.01); G06F 21/35 (2013.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
H04W 4/02 (2013.01); G06F 21/32 (2013.01); G06F 21/35 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/40145 (2013.01); H04L 63/0892 (2013.01); H04L 63/107 (2013.01); G06F 2221/2111 (2013.01); G06F 2221/2141 (2013.01);
Abstract

Systems, methods, apparatuses, and computer-readable media configured to determine a location of a user, identify the user and provide additional services based on the determined location and/or identity are provided. In some examples, a signal emitted from a beacon may be detected by a personal computing device of a user within a predefined proximity of the beacon. The location of the beacon, and the device detecting the signal, may be determined and the identity of the user associated with the device may be determined. Authentication information may be requested from the user. The request for authentication information may be transmitted to the personal computing device and the user may provide the authentication information via the device. If the received authentication information matches pre-stored authentication information, the user may be authenticated and/or authorized to conduct one or more transactions or types of transactions based on the determined location, identity, and authentication information.


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