The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 17, 2018
Filed:
Sep. 10, 2012
Travis Harrison Kroll Green, New York, NY (US);
Narelle Cozens, New York, NY (US);
Peter Schmitt, Jersey City, NJ (US);
Michael Depasquale, Rutherford, NJ (US);
Avery Pennarun, New York, NY (US);
Boris Mizhen, New York, NY (US);
Travis Harrison Kroll Green, New York, NY (US);
Narelle Cozens, New York, NY (US);
Peter Schmitt, Jersey City, NJ (US);
Michael DePasquale, Rutherford, NJ (US);
Avery Pennarun, New York, NY (US);
Boris Mizhen, New York, NY (US);
GOOGLE LLC, Mountain View, CA (US);
Abstract
A transfer management system receives a request to transfer an amount of funds from a transferring account maintained by a transferring bank to a receiving account maintained by a receiving bank. The transfer management system determines whether the transferring bank maintains an intermediate transferring account, and whether the receiving bank maintains an intermediate receiving account. If the transferring bank maintains an intermediate transferring account and the receiving maintains an intermediate receiving account, the transfer management system transmits to a transferring bank system of the transferring bank an intra-bank transfer request. The intra-bank transfer request is to transfer the amount of funds from the transferring account to the intermediate transferring account. Additionally, the transfer management system transmits an intra-bank transfer request to a receiving bank system of the receiving bank to transfer the amount of funds from the intermediate receiving account maintained by the receiving bank to the receiving account.