The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 19, 2018

Filed:

Mar. 04, 2014
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Laura Corinne Bondesen, Charlotte, NC (US);

Jason P. Blackhurst, Charlotte, NC (US);

Scott Lee Harkey, Concord, NC (US);

William Blakely Belchee, Charlotte, NC (US);

Tammy L. Brunswig, Fort Mill, SC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/36 (2012.01); G06Q 20/08 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/363 (2013.01); G06Q 20/0855 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/354 (2013.01); G06Q 20/385 (2013.01); G06Q 20/4016 (2013.01);
Abstract

Embodiments are directed to reducing digital wallet exposure. Embodiments determine that a potential exposure associated with a first payment credential associated with a digital wallet has been detected; determine that the digital wallet has at least one additional associated payment credential; and, in response to determining the potential exposure has been detected and determining that the digital wallet has at least one additional associated payment credential, initiate at least one exposure reduction measure intended to reduce potential exposure to the at least one additional associated payment credential.


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