Paypal, Inc.

Yuzhen Zhuo

Quan Jin Ferdinand Tang

Hewen Wang

Zhe Chen

Jiyi Zhang

Mandar Ganaba Gaonkar

Jiazheng Zhang

Solomon Kok How Teo

Omkumar Mahalingam

Shanshan Peng

Xiaodong Yu

Van Hoang Nguyen

Sandro Cavallari

Kenneth Bradley Snyder

Hong Qian

Runmin Wen

Gautam Vasappanavara

Chun Kiat Ho

Kim Dung Bui

Yanfei Dong

Rey Neo

Yuan Deng

Harsha Singalreddy

Francesco Gelli

Serafin Trujillo

Lei Xu

Ting Lin

Khine Phyo Yar

Soujanya Poria

Panpan Qi

Fei Pei

Methods and systems are presented for detecting physical tampering on a document based on analyzing an image of the document. When the image of the document is obtained, multiple contours are identified in the image based on pixel characteristics of the image. Dimension attributes of the contours are determined. Contours that are determined to correspond to borders or texts of the documents based on the dimension attributes are eliminated. A second text detection process based on a polygon method is performed on at least one remaining contour to determine whether the at least one remaining contour links multiple text elements together. The document is determined to have been physically manipulated when at least on contour remains in the image.

Detection of physical tampering on documents

A method of categorizing text entries on a document can include determining, for each of a plurality of text bounding boxes in the document, respective text, respective coordinates, and respective input embeddings. The method may further include defining a graph of the plurality of bounding boxes, the graph comprising a plurality of connections among the plurality of bounding boxes, each connection comprising a first and second bounding box and zero or more respective intermediate bounding boxes. The method may further include determining a respective attention value for each connection according to a quantity of intermediate bounding boxes in the connection and, based on a the respective attention values and a transformer-based machine learning model applied to the respective input embeddings and respective coordinates, determining output embeddings for each bounding box and, based on the respective output embeddings, generating a bounding box label for each bounding box.

Content extraction based on hop distance within a graph model

Methods and systems are presented for bot detection. A movement of a pointing device is tracked via a graphical user interface (GUI) of an application executable at a user device. Movement data associated with different locations of the pointing device within the GUI is obtained. The movement data is mapped to functional areas corresponding to a range of the different locations of the pointing device within the GUI over consecutive time intervals. At least one vector representing a sequence of movements for at least one trajectory of the pointing device through one or more of the functional areas and a duration the pointing device stays within each functional area is generated. At least one trained machine learning model is used to determine whether the sequence of movements of the pointing device was produced through human interaction with the pointing device by an actual user of the user device.

Two-sided machine learning framework for pointer movement-based bot detection

Methods and systems are presented for translating informal utterances into formal texts. Informal utterances may include words in abbreviation forms or typographical errors. The informal utterances may be processed by mapping each word in an utterance into a well-defined token. The mapping from the words to the tokens may be based on a context associated with the utterance derived by analyzing the utterance in a character-by-character basis. The token that is mapped for each word can be one of a vocabulary token that corresponds to a formal word in a pre-defined word corpus, an unknown token that corresponds to an unknown word, or a masked token. Formal text may then be generated based on the mapped tokens. Through the processing of informal utterances using the techniques disclosed herein, the informal utterances are both normalized and sanitized.

Systems and methods for formatting informal utterances

Systems and/or techniques for facilitating image forgery detection via pixel-metadata consistency analysis are provided. In various embodiments, a system can receive an electronic image from a client device. In various cases, the system can obtain a pixel vector and/or an image metadata vector that correspond to the electronic image. In various aspects, the system can determine whether the electronic image is authentic or forged, based on analyzing the pixel vector and the image metadata vector via at least one machine learning model.

Image forgery detection via pixel-metadata consistency analysis

Techniques are disclosed relating to determining whether to authorize a requested action based on whether an entity is an automated computer. In some embodiments, a computer system tracks, at a user interface of a computing device, a sequence of pointer movements. The computer system maps, based on coordinate locations of pointer movements in the sequence, respective movements in the sequence to a plurality of functional areas. Based on the mapping, the computer system generates a movement graph and determines, based on the movement graph, whether an entity associated with the sequence of pointer movements is an automated computer. In response to receiving a request to authorize an action at the computing device, the computer system generates, based on the determining, an authorization decision for the action and transmits the authorization decision to the computing device. Determining whether the entity is an automated computer may advantageously prevent fraudulent activity.

Pointer movement modelling for entity classification

Systems and/or techniques for facilitating image forgery detection via headpose estimation may include a system that can receive a document from a client device. The system can identify, by executing a first trained machine learning model, an object that is depicted in the document. The system can determine, by executing a second trained machine learning model, a pose of the object. The system can determine, by executing a third trained machine learning model, whether the document is authentic or forged based on the pose of the object. The system can, in response to determining that the document is forged, transmit an unsuccessful validation message to the client device.

Image forgery detection via headpose estimation

Systems and methods for user-agent anomaly detection are disclosed. In one embodiment, a user-agent string may be embedded into a numerical data vector representation using a sentence embedding algorithm (e.g., FastText). A predictive score may be calculated based on the numerical data vector representation and using a probability distribution function model that models a likelihood of occurrence of the observed user-agent based on patterns learned from historic payload data (e.g., a Gaussian Mixture Model). The predictive score may be compared to a threshold and, based on the comparison, it may be determined whether the user-agent is fraudulent.

User-agent anomaly detection using sentence embedding

Methods and systems are presented for detecting a boundary of a document within a digital image. Upon receiving an image, the image is converted into a binary image. One or more kernel-based transformations are performed on the binary image using a horizontal kernel and a vertical kernel. A plurality of edges are identified based on the one or more kernel-based transformations. The plurality of edges includes a plurality of horizontal edges and a plurality of vertical edges. Multiple quadrilaterals are constructed using different combinations of horizontal edges and vertical edges from the plurality of edges. A particular quadrilateral is selected from the multiple quadrilaterals based on how well the edges fit the perimeters of the quadrilaterals. The selected quadrilateral is used to define a boundary of the document within the digital image.

Document detection in digital images

Systems and methods for emulator detection are disclosed. In one embodiment, a user agent string may be embedded into a first numerical data vector representation. Hardware characteristics of a client device corresponding to the user agent may be embedded into a second numerical data vector representation. Based on the first numerical data vector representation of the user agent and the second numerical data vector representation of the hardware characteristics, and their consistency, the client device may be determined to be an emulator or a non-emulator device.

Emulator detection using user agent and device model learning

Systems and methods are presented for providing a response to a user query. Reception of a user query is detected. An augmentation machine learning model is utilized to determine one or more variations of the user query that correspond to a semantic meaning of the user query. A plurality of response candidates is determined that correspond to the user query by comparing the user query and the one or more variations of the user query to a plurality of documents. A final response candidate is determined from the plurality of response candidates based on utilizing a semantic machine learning model to perform a semantic comparison between the plurality of response candidates and at least the user query.

Systems and methods for determining a response to a user query

Aspects of the present disclosure involve systems, methods, devices, and the like for user identification using Artificial Intelligence, Machine Learning, and data analytics. In one embodiment, a verification system and method is introduced that can provide user authentication using parallel modeling for face identification. The verification system used includes a face identification module for use in the identification and verification using parallel processing of a received image with a claimed identity. The parallel processing includes an ensemble of machine learning models processed in parallel for optimal performance.

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Singapore, Singapore

Yuzhen Zhuo