Allstate Insurance Company

Arity International Limited

Yuval Saban

Imran Iqbal

Srinath Gopalan

Benjamin Friedman

Daniel Kraft

Nathan M Bryer

Matthew James Manzella

Sarah Inciong

George Ernest Monical

Methods, computer-readable media, software, and apparatuses provide a system that may facilitate communications so that parents or other superiors may monitor driving behavior of a vehicle carrying children or other subordinates. The system may allow communications to be sent from a parent computing device to a particular child computing device to set conditions for notifying the parent or superior of the driving behavior of a vehicle. Child computing devices may collect drive data (e.g., vehicle telematics data) for the system to evaluate and determine whether conditions are met (e.g., whether parental restrictions, like a geo-fence, are violated). Further, the system may send notifications to child computing devices and parent computing devices indicating whether the drive data meets the conditions of an agreement between a parent and teen. The system may also provide a web portal for use in forming the agreement between parents and their teens.

Vehicle telematics and account management

One or more devices in a driving data analysis system may be configured to receive and execute a driving data analysis software application. One or more servers may provide a driving data analysis software application to various driving data analysis devices, such as mobile user devices and/or on-board vehicle systems. The driving data analysis devices may be configured to execute the driving data analysis software application, to receive/collect various driving data, analyze the driving data, and determine eligibility for one or more insurance offers based on the analysis of the driving data. For insurance offers based on driving data, insurance offer vouchers may be generated by the driving data analysis device and transmitted to an insurance provider server to redeem the insurance offer.

Insurance based on driving data

Systems and methods are provided for retrieving insurance information of an insurance customer at a mobile device. An insurance information token may be affixed to a vehicle and scanned by an optical input device of the mobile device. The optical input device may thus obtain optical input corresponding to the insurance information token. The insurance information of the insurance customer may be retrieved based on the optical input and presented at a display device of the mobile device upon retrieval. The mobile device may also provide a message to an insurance system indicating that the insurance information token was scanned. Telematics information may also be analyzed in response to receipt of the message to determine whether to automatically create an insurance claim for the customer.

Automatic claim generation

System and methods for encouraging safe driving are provided. A mobile computing device may be configured to include a trip monitoring application. The trip monitoring application may automatically detect when a trip in a vehicle has begun. The trip monitoring application may collect trip information during the trip and derive additional trip information upon termination of the trip. A cash reward amount may be calculated based at least in part on the additional trip information derived from the trip information collected during the trip. The cash reward amount may be provided to an individual associated with the mobile computing device.

Providing rewards based on driving behaviors detected by a mobile computing device

Obtaining insurance information in response to optical input

An enhanced alerts server may receive alert-related and user-related information from various sources. The server may then generate various types of alerts, including alerts related to weather, crime, product recalls, etc. The server may then apply various predefined rules for associating different types of alerts with a given end user. In deciding on which alerts are transmitted to which users, the enhanced alerts server may also consider any feedback provided by the users regarding previously delivered alerts. An additional aspect of the implementation relates to an easy-to-understand, color-coded display associated with a device through which users may access received alerts.

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Oak Park, IL, United States of America

Yuval Saban