International Verifact Inc.

Ivi Checkmate Corp.

Yiu Kong Wong

David Henry Groves

Ki Sheung Yuen

Fraser Hardman

Martin F Hemy

Thornton K Lothrop

John Richard Spence

Jerry Crosetti

A transaction device comprises a terminal module and printer module mechanically secured in an angled configuration. This angled configuration orientates a touch screen input and display device at an angle to the horizontal to reduce reflected light problems. In addition, the angle orientation of the printer improves space efficiency. A lower surface of the terminal module is easily accessible for connecting the device to other modules or to remote computers.

Combination terminal and printer

Transaction terminal

A financial transaction terminal is designed to receive both smart cards and debit cards and includes an access port for inserting or removing security modules such as SIM or SAM modules. A security switch arrangement is provided about the access port to protect the now accessible components of the terminal. Such a terminal provides the uncompromised physical security of a debit terminal with the flexibility and capabilities of a smart card terminal.

Financial transaction terminal with limited access

A tamper proof arrangement utilizes a multi-layered conductive/non-conductive electrical member to electrically connect electrical contact pairs located on a circuit board. The electrical member is supported by caps associated with a housing which contains the circuit board. Release of the end caps from the housing results in the electrical contact member breaking the connection between electrical contact pairs. This arrangement is particularly suited where a series of contact pairs are present and the electrical member closes each pair separately. In this way multi-pole switches are formed.

Tamper indicating arrangement

The transaction terminal receives and reads information maintained on the card in a magnetic stripe or in an integrated circuit. A carriage is moved by an inserted card and moves from an initial position to a read position. The carriage is powered by the inserted card, and when the card is in the read position, the carriage is released and a magnetic head scans a magnetic stripe provided on the card. The terminal also causes an electrical connector to engage a card in the read position and form an electrical circuit with an integrated circuit if the card is a Smart Card. If a card is partially inserted, the carriage is held and does not automatically return to the initial position. Preferrably, a series of carriage hold positions are provided between the initial position and the read position. The terminal works in the same manner regardless of what type of card is used. In this way, the user merely fully inserts the card in the appropriate manner.

Card reader with carriage powered by movement of inserted card

A card reader stores the energy imparted by a user inserting a card into a slot. When the card is fully inserted, a release mechanism is triggered and the stored energy moves a read head over a coded stripe. In the preferred embodiment, a torsion spring mounted on a carriage winds about an axle. The axle has a gear at one end which engages a rack fixed on the base of the reader. The gear and axle rotate as the carriage is moved relative to the reader, thereby winding the torsion spring and storing energy. A set of ratchet teeth mounted on the base prevents the return of the carriage before the card is fully inserted into the slot. The reader can also accommodate reading and writing to smart cards.

A reading head mounting arrangement is disclosed. The arrangement comprises a base having a top surface and extending from a side thereof an upright mounting member for mounting of a reading head in proper spaced relationship from the top surface of the base for reading of a information containing stripe attached to a card. Preferably, the base has downwardly projecting portions at either end thereof to provide on and off ramps for a credit card being slid over the base, whereby when the arrangement is installed in a magnetic stripe reading terminal having a slot for passage of a credit card past a magnetic stripe reading head, the change in elevation of the base relative to the remainder of the slot provides a user of the terminal with positive feedback that the card is properly positioned in the slot. Accuracy in positioning the strip for movement past the magnetic head is predetermined during the manufacture of the mounting arrangement. The arrangement is used for mounting of a magnetic read head which may then be utilized in a terminal for providing authorization by a card issuer of the use of the card.

Growing community of inventors

Richmond Hill, Canada

Yiu Kong Wong