Verizon Patent and Licensing Inc.

Ying Chen

Manian Krishnamoorthy

Praveen Atreya

Venkat Korvi

Mannar Naga Sai Karyampudi

A risk assessment platform receives an indication of a first user authentication event associated with a user's attempt to access a first protected resource, and collects first user and device attributes associated with a first authentication process applied to the user and the user's device. The risk assessment platform receives an indication of a second user authentication event associated with the user's attempt to access a second protected resource, and collects second user and device attributes associated with a second authentication process applied to the user and the user's device. The risk assessment platform determines a level of risk of identity fraud associated with the user based on the first and second user and device attributes, and grants or denies the user access to the second protected resource based on the determined level of risk of identity fraud associated with the user.

Identity fraud risk engine platform

A device may receive user information associated with a user and may generate a reputational profile based on the user information. The device may receive a request to provide a graphical representation associated with the reputational profile to another device associated with a service. The device may generate a reputational indicator based a subset of information, in the reputational profile, that is related to the service. The device may provide the graphical representation, including the reputational indicator, to the other device associated with the service.

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Cambridge, MA, United States of America

Ying Chen