Siebel Systems, Inc.

Yi Yang

Nardo B Catahan, Jr

Chiun-Feng Hsiao

Hwee Har Yeap

Antonius Adhi Wiryawan

Blair Thomas Wheadon

Caroline Muralitharan

Cynthia Chan

Edward Ming Chao

Agnes Le Yuan Hong

Lindy Hau-In Chan

Wade Ju

Jing Gu

Zeljko Zuljevic

A data model that allows for relationships between entities, also referred to as parties, to be modeled as attributes of an entity and for customization of the data model in a manner that facilitates upgrading of the data model. In some embodiments, the data model may facilitate creation and processing of financial applications. Using the data model, received application data can be stored in a financial application record, including data relating to a party's financial statements. In some embodiments, the data model may facilitate management of financial account data for multiple accounts. In some embodiments the data model may facilitate management of credit information, such as credit information collected by credit bureaus.

Financial services data model

In one embodiment, the present invention is a method of changing information in a first database and a second database. The method includes receiving new information. The method also includes receiving a first record from the first database, the first record corresponding to the new information. The method further includes receiving a second record from the second database, the second record corresponding to the new information. The method also includes merging the new information, the first record, and the second record into a final record.

Method and apparatus for synchronizing a database with a third party database

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Foster City, CA, United States of America

Yi Yang