Boku, Inc.

Yanting Li

Jang Kim

Daniel Keegan Flanigan

Wesley D Mateo

The invention provides a method of processing transactions with a billing server, including receiving, with the billing server, a transaction request API call from a merchant computer including a msisdn, transmitting, with the billing server, a transaction request response to the merchant computer in response to the transaction request API call, including a transmission ID, receiving, with the billing server, a payment authorization text message from a consumer device at the msisdn including a transaction ID, determining, with the billing server, a match between the transaction ID in the text message with the transaction ID in the transaction request response and if a match is determined between the transaction ID's, transmitting, with the billing server, a charge request to a carrier server to charge an account on the carrier server corresponding to the msisdn.

Silent SMS triggering for mobile billing at a billing server

A method of processing transactions is described. A pricing matrix is configured on a billing server. The pricing matrix has a set of cells, each cells corresponding to an intersection between a respective country and a respective target price. The merchant server downloads the pricing matrix periodically from the billing server. The merchant server determines a country of a consumer mobile phone and displays price points corresponding to the country within a mobile phone application. When the consumer selects one of the price points a transaction is processed between the consumer mobile phone, the billing server and a carrier server aligned with the billing server.

Configurable price matrix for mobile billing at a billing server

The invention provides a method of processing transaction with at least one merchant computer, including receiving, with the at least one merchant computer, a confirmation of a purchase from a consumer device, triggering, with the at least one merchant computer, in response to the confirmation of the purchase, a silent text message to the consumer device, wherein a purchasing unit on the consumer device responds to the silent text message by sending a text message with a unique transaction ID to a short code of a billing server via a carrier server to the billing server and receiving, with the at least one merchant computer, in response to triggering the silent text message, a callback notification from the billing server with the transaction ID.

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Sunnyvale, CA, United States of America

Yanting Li