Bank of America Corporation

William R Conrad

Arjun Thimmareddy

Gerard P Gay

Bryan T King

Alexander S Lee

Juliet Abdul-Aziz

Paula M Booze

Tony Aidoo

Vaishnavi Varma

Ramesh B Chandanala

Don Tordilla

Charles L Costello

Methods for banking at an automated teller machine (ATM) using a mobile device. The ATM may automatically detect the presence of the mobile device in a vicinity of the ATM and initiate contact with the mobile device, or a mobile device may initiate contact with the ATM. After verifying user permission to access the ATM, the mobile device may be enabled to provide user access to one or more of the banking services available at the ATM using the mobile device and to view banking-related information on the mobile device. A mobile application on the mobile device may be used to access the ATM using the mobile device. While a mobile device is accessing the ATM, a screen on the ATM may become inactive for banking services and the option to select banking services directly at the ATM may be disabled.

Banking at an ATM using a mobile device

An ATM is configured to interact with a mobile device and provide user access to one or more of the banking services available at the ATM using the mobile device. Banking-related information may be viewed and/or input at the ATM using the mobile device. The ATM may have multiple vertical levels of deposit slots, withdrawal trays and/or receipt dispensers. A level at the ATM at which the user interacts with the ATM for deposits, withdrawals, or receipts may be selected. The level may be specified by the user of the mobile device, at the ATM or using the mobile device, or may be determined by the ATM.

Banking at a multi-level ATM

Systems, computer program products, and methods are described herein for proactive network infrastructure component monitoring and replacement. The present invention is configured to transmitting instructions to display a manager input portal via a graphical display of a user device; receiving input via the graphical display of the user device for one or more network components or constraint variables; initiating a logic algorithm to determine the effects of the one or more network components or constraint variables on an assignment list; generating an updated assignment list and analyze the updated assignment list in comparison with one or more prior versions to determine one or more changes; generating a link between the one or more changes and the received input; and using a machine learning algorithm, forecasting one or more additional changes in order to generate an optimized recommendation for the updated assignment list.

System and methods for proactive network infrastructure component monitoring and replacement

Growing community of inventors

New Castle, DE, United States of America

William R Conrad