International Business Machines Corporation

Tango Health, Inc.

William Meyer Smith

Sebastian Daniel Hassinger

Steven Cameron Blair

Michael R McNally

William Walter Hurley, Ii

John Joseph Edward Turek

John J E Turek

Duncan P Van Dusen

Melissa LoBiondo

Christopher T Praisner

Mark C Adams

Systems and methods are disclosed for automated identification and processing of qualifying expenses for tax-advantaged accounts and automated initiation of related account transactions for automated management of those tax-advantaged accounts. In part, the disclosed embodiments: identify expenditures which are eligible for tax-advantaged payment, withdrawal or reimbursement from a limited-purpose tax-advantaged account; store records with relevant details of expenditures to demonstrate eligibility for favorable tax treatment; calculate the amount of and executing contributions to limited-purpose tax-advantaged accounts as a function of account holder preferences, statutory limits and prospective or prior qualifying expenditures from other accounts; identifying withdrawals from limited-purpose tax-advantaged accounts which do not qualify for the tax advantage and restoring those monies to the account or offsetting them against amounts otherwise reimbursable from the account; and automatically reimbursing the account holder from his limited-purpose tax-advantaged account as a function of account holder preferences, information about qualifying expenditures made from another account or contributions to the account.

Systems for automated identification and processing of qualifying expenses for tax-advantaged accounts and automated initiation of related account transactions

A scanning tool executing on a host computer may be used to scan a server only if the server (or a proxy) first exposes to the host a certificate that, upon processing by the host, indicates that the server may be scanned. The certificate preferably encrypts a scan permission and is made available from a given port on the server (or the proxy). Whenever the host desires to perform a scan of the server, the host searches the port for the certificate. The certificate is then decrypted to determine whether the scan permission exists. If so, the scan then proceeds, in accordance with any conditions set forth in the decrypted scan permission.

Permission-based scanning of a web site

A method of validating a request to access a target server in a computer network having an open, trusted database. The method begins when a request to access the target server is received at a host from which the scheme is supported. In response, a query is initiated to the trusted database to identify a technical, administrative or other contact person that may authorize the access request. In the Internet, the trusted database may be the WHOIS database that includes second level domain name information. A second query (e.g., an e-mail) is then launched to the identified contact. The e-mail preferably includes a URL and a key. The URL identifies a response Web page interface that is accessible upon entry of the key. If the identified contact accesses the Web page interface, he or she may then authorize the access request, deny the access request, or indicate under what conditions the request may occur. The invention takes advantage of existing Internet infrastructure and methods to provide a robust lightweight authentication mechanism.

Lightweight authentication system and method for validating a server access request

Growing community of inventors

Austin, TX, United States of America

William Meyer Smith