Visa International Service Association

Finsphere Corporation

Hnc Software, Inc.

Other

William M Ferguson

Randall A Snyder

Devin P Miller

Anu Kumar Pathria

Charles L Dennis

Michael A Lazarus

Louis S Biafore

Allen Jost

Robert C Boxberger

Krishna M Gopinathan

Michael F Buhrmann

Mary Reeder

Michael F Buhrman

Steven A Wickert

Gene R Howard

Charles F French

Mary A Reeder

Anu K Pathria

A method and server computer for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, data including information regarding the subscriber, the subscriber's device, and/or the subscriber's service may be statistically analyzed to reveal potential patterns that may indicate meaningful behaviors of the purported users of those devices.

System and method for identity protection using mobile device signaling network derived location pattern recognition

Systems and methods for verifying a distant-from-home financial transaction related to a customer account based on travel indicators in earlier purchase transactions made by that customer.

System and method for financial transaction authentication using travel information

A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.

A system and method for recognizing patterns in wireless device locations using wireless device location data derived from a communications signaling network is provided. By using wireless network supported signaling operations and messages, location data concerning the whereabouts of wireless devices, and hence wireless device users, may be obtained. The location data derived from the communications signaling network may be statistically analyzed to reveal potential geographic patterns that may indicate meaningful behaviors of the purported users of the wireless devices.

An automated system and method for authenticating entities or individuals engaging in automated or electronic transactions or activities such as financial transactions, accessing computer applications, computer software, data networks or other automated or electronic devices requiring identity verification is provided. A unique Personal Identity Value is computed and stored in an Identity Register for the entity or individual and may be used for a variety of applications including recognizing incidents of identity theft. This Personal Identity Value is based on one or more computer logic resources that incorporate the relationship among a variety of identification information elements and parameters associated with the entity or individual, such as the entity's or individual's wireless device location, the entity's or individual's home location, other associated locations, automated activities engaged in and applications accessed.

System and method for mobile identity protection of a user of multiple computer applications, networks or devices

An automated system and method detects fraudulent transactions using a predictive model such as a neural network to evaluate individual customer accounts and identify potentially fraudulent transactions based on learned relationships among known variables. The system may also output reason codes indicating relative contributions of various variables to a particular result. The system periodically monitors its performance and redevelops the model when performance drops below a predetermined level.

Risk determination and management using predictive modeling and transaction profiles for individual transacting entities

Fraud detection using predictive modeling

A combination pollen trap and containment apparatus for attachment to a bee hive having a frame attachable at the opening of the hive. The frame defines a pathway through which the bees must pass to gain entrance to the hive. A pollen collection screen is detachably securable in the pathway and bees entering and leaving the hive are forced to pass through the screen causing pollen pellets to be loosened from the body and legs of the bee. The screen can be easily removed when it is desired to open the hive. A pollen drawer is located below the pollen screen and serves to collect the pollen falls from the bees. A containment screen is also securable in the pathway to retain the bees within the hive. The containment screen has openings to provide for ventilation and permit the beekeeper to feed the bees during periods of confinement.

Combination bee pollen trap and hive containment apparatus

Growing community of inventors

San Diego, CA, United States of America

William M Ferguson