United Services Automobile Association (Usaa)

William Daniel Farmer

Ruthie D Lyle

Ryan Thomas Russell

Kelly Q Baker

Noe Alberto Martinez

Brian Tougas

Pooja Krishnaswamy

Andre Rene Buentello

Jose L Romero, Jr

Oscar Guerra

Jeanie Graciela Lopez

Mitzi Ruiz

Seth E Ethington

Dustin Bowen Bitter

Anto Chirayil Thomas

Jennifer Marie Chandler-Bradley

Timothy Shiveley

Daniel Scott Veibell

Gabrielle Diane Salazar

Victor Kwak

Huihui Wu

Justin R Nash

Priyadarshini Badugu

Michael Lebowitz

Ravi Durairaj

Gregory B Yarbrough

Joel S Hartshorn

Qunying Kou

Ashley Nicole Munoz

Matthew David LaBrenz

Arthur Vajirasarn

Mark Jeffrey Wallace

Nathan Scott Harman

Andrew Dosch

Bryan Leonard Bain

James Edward Finley, Jr

Bharat Prasad

Thomas Bret Buckingham

Surender Kumar

David Patrick Dixon

Will Kerns Maney

Stacy Callaway Huggar

Zachery C Lake

Thomas Wayne Schwarz, Jr

Elena Marie Carrasco

Subhalakshmi Selvam

Madhusudhana Rao Abburi

Celena Dortch

Breanna Nicole Allerkamp

Shayla Leigh Callis

Neetu Jain

Pooja Krishnawamy

Qian Zhao

Eric LeRoy

Diego Contreras

A data correlation and presentation system is provided herein. Machine learning is used to identify correlations in data received from disparate electronic services. Correlated data objects are generated based upon the identified correlations and the correlated data objects are provided in a combined characteristics output, enabling downstream reporting systems to report the correlations with very little processing resource utilization.

Data comparator systems and methods

A computing system is configured to trigger a safety driver assessment and obtain driving conditions for a route using a variety of sensors and databases. The computing system is also configured to receive driver information and determine a safety driving test based on the driver information and driving conditions. During the safety driving test, the computing system is configured to measure, via the variety of sensors of an autonomous vehicle, driving responses of a driver operating the autonomous vehicle. Based on measured driving responses, the computing system is configured to determine a safety driving score and save the safety driving score in a safety test record.

Safety driver assessment and dynamic autonomous driving

A system may include sensors that may acquire health data related to an individual. The system may also include a processor that may receive trip data associated with a current location of the individual and a destination location for the individual, traffic condition data associated with routes between the current location and the destination location, and weather related data associated with the routes. The processor may also receive the health data from the sensors and determine whether the individual is associated with a driver assessment score above a threshold based on the trip data, the traffic condition data, the weather data, the health data, or any combination thereof. The processor may then send an activation signal to a vehicle control system in response to the driver assessment score being above the threshold, such that the activation signal may enable the vehicle control system to control operations of a vehicle.

Systems and methods for controlling vehicle systems based on driver assessment

A tattoo detection-based method and system of performing an authentication of video of a person in order to authorize access to a secured resource is disclosed. The user provides image data in which they present a region of skin on which a pattern or code has been tattooed with ink that is invisible to the human eye. The system and method are configured to evaluate the image data to determine whether the cloaked token is present. If a cloaked token is present, the system determines the image is authentic and can verify an identity of the person. In some cases, the system can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.

Tattoo detection-based video authentication method and system

A computing system includes memory and a processor system configured to determine client data related to a client, where the client data includes client web activity data of the client, determine that the client has logged into a website hosted by the computing system via a client device, provide, to the client device, a personalized advertisement for presentation to the client within a limited predetermined time window of the client having logged into the website, or in response to receiving a secondary confirmation of an identity of the client, receive, from the client device, client interactions of the client with the personalized advertisement, and in response to determining that the client interactions include an acceptance of an offer indicated by the personalized advertisement, communicatively connect the client to a service representative to complete the acceptance of the offer, where the service representative is blocked from accessing the client web activity data.

Systems and methods for managing personalized advertisements

Implementations are disclosed to automatically evaluate, detect, or predict an event, and provide customized virtual assistance to a user based on the event. The implementations include a system capable of pulling data from a client device, detecting an event based on the pulled data, and pushing customized digital resources to the client device based on the detected event.

Systems and methods for automatic detection of an event and providing resources customized based on the event

A user specific tic behavior detection-based method and system of performing an authentication of video of a person in order to authorize access to a secured resource. The user provides audio and/or video data in which they exhibit one or more tic behaviors. When a person later requests access to the user's account, the system and method are configured to capture a video and/or audio recording of the person requesting access. The data is evaluated to determine whether the previously detected tic behavior is present. If the tic behavior is present, the system determines the image or voice is authentic and can verify an identity of the person. In some cases, the system can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.

Tic detection-based video authentication method and system

A sound-based method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to transmit an audio signal to a remotely located smart device. When the smart device produces the audio signal, a nearby computing device captures the audio signal and provides the captured audio data to an authentication platform. The audio data is compared to the transmitted audio signal. The system can determine whether there is a match between the captured audio data and the transmitted audio data. If there is a match, the system verifies an identity of the person and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.

Audio token-based authentication method and system

An authentication system includes processing circuitry that is configured to receive an indication of a number of interconnected devices that are in communication with a user device, compare the number of interconnected devices that are in communication with the user device to a threshold, and grant access to an application on the user device in response to the number of interconnected devices meeting or exceeding the threshold.

Authentication systems and methods for interconnected devices

The present embodiments relate to automatic claim value generation. Particularly, the present embodiments include retrieving information from various sources and processing the data to derive an overview of damage to vehicles incurred during a vehicle accident, deriving an estimated value (or 'cost') to rectify the damage, and a client-specific claim value to be presented to the client representing a value to rectify the damage based on a policy corresponding to the client. The present embodiments provide an automated (or “touchless”) claim value payout system to provide a claim value specific to the client and the accident incurred by the client that is performed by a computing device without intervention by an operator.

Automatic generation of claim values in vehicle-related incidents using data from various sources

An enrollment data management system includes one or more processors and memory storing instructions executable by the one or more processors to cause the one or more processors to receive sensor data from one or more sensors located at a property, wherein the sensor data indicates a plurality of individual detection events that each indicate presence of an individual at the property. The instructions are executable by the one or more processors to cause the one or more processors to analyze the sensor data to determine that the property qualifies as a residence of the individual, access information relevant to the property from one or more databases, utilize the information relevant to the property as enrollment information for an enrollment process for the individual.

Systems and methods for managing individual enrollment data

A system in accordance with present embodiments includes a device comprising a sensor configured to detect sensed data for an individual. The sensed data comprises data related to health of the individual. The system also includes a health analysis system communicatively coupled to the device. The health analysis system comprises a memory and a processor. The memory is configured to store instructions that cause the processor to receive the sensed data from the device, analyze the sensed data to determine health trend data for the individual, retrieve group health trend data associated with the health trend data for the individual, generate a predicted health trend for the individual based at least in part on a comparison between the health trend data for the individual and the group health trend data, and adjust offered products, premiums, or both, based on predicted health trend for the individual.

Systems and methods for offering products based on medical assessments

A real-world object-based method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect image data from an end-user in real-time that includes objects in their environment. At least one object is selected and its image data stored for subsequent authentication sessions, when the system can determine whether there is a match between the new image data and image data previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.

Real-world object-based image authentication method and system

A payment card security system includes a payment card provider account system communicatively coupled to a payment card transaction device and a mobile device. The payment card transaction device sends an indication that a payment card is being used to perform a transaction. The payment card provider account system includes processors that receive the indication that the payment card is being used to perform the transaction from the payment card transaction device. The processors also send a notification indicating that the payment card is being used to perform the transaction. The processors further enable authorization of the transaction via the mobile device. In this manner, the payment card security system may prevent or reduce the occurrence of suspicious transactions as they are occurring, rather than waiting until after they have occurred.

Self-service payment card security system

A sound-based method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect audio data from an end-user in real-time that corresponds to ambient sounds for their alleged location. The audio data is compared to verified audio data for the actual location. The system can determine whether there is a match between the user audio data and audio data previously collected and stored in a database or obtained from an audio service provider. If there is a match, the system verifies an identity of the person and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.

Ambient sounds-based authentication method and system

Growing community of inventors

Carrollton, TX, United States of America

William Daniel Farmer