Roam Data, Inc.

Ingenico Limited

Automated Cash Systems, Inc.

Onvocal, Inc.

Graylin, Will Wang

Will Wang Graylin

John Rodley

Michael Arner

Stephen L Warner

David Scott Lindsay

John B Prather

David M Weiss

George J Akmon

Ronald L Bishop

A method for incorporating one-time-tokens, coupon and reward systems in conjunction with merchants' POS checkout systems in the physical or virtual environments includes providing a consumer computing device comprising an electronic wallet application, providing a One-time Token Redemption System (OTRS) and user electronic wallet accounts, logging into a user electronic wallet account through the electronic wallet application, sending a request for a one-time token valid for a specified time interval and then forwarding the request for the one-time token to the OTRS and upon approval sending the requested one-time token from the OTRS to the electronic wallet application. Next, presenting and entering the one-time token into a merchant point of sale checkout system within the specified time interval via the consumer computing device, sending the entered one-time token to a checkout application, and then processing payment via a secure payment application.

System and method for incorporating one-time tokens, coupons, and reward systems into merchant point of sale checkout systems

A system for a secure cardholder and storage device includes a mobile communication device and a secure card transporter (SCT). The SCT includes a Near Field Communication (NFC) chip, a microprocessor, a magnetic stripe card reader, a contact chip card reader, a contactless card reader, an audio jack interface and a micro-USB interface. The SCT interfaces with the mobile communication device via the audio jack interface or the micro-USB interface, and the SCT captures payment card data and transmits the captured payment card data to a merchant point of sale (POS) checkout system both in the physical and virtual environments. The system provides convenient buying experience for buyers, and secure and informative transaction for sellers.

System and method for a secure cardholder load and storage device

An electronic fund transfer (EFT) system for managing and transferring electronic funds from a user's financial account to a credit system includes a credit system configured to dispense credit to a user via physical or electronic credit means, an electronic fund transfer (EFT) device, a secure payment gateway configured to connect to the user's financial accounts via a financial asynchronous transfer mode (ATM) network, a host system connected to the credit system via a local network, a funds management portal connected to the host system and the secure payment gateway, and means for transferring electronic funds from the user's financial account to the credit system via the secure payment gateway. The funds management portal accounts and reconciles the transferred electronic funds. All communications between the secure payment gateway and the host system pass through the funds management portal. The EFT device includes a secure client-side application for receiving instructions from the user for transferring electronic funds from the user's financial account to the credit system and means for transmitting the fund transfer instructions to the user's financial account. The EFT device is configured to connect to the secure payment gateway and to communicate with the user's financial account and to transmit the instructions for transferring electronic funds from the user's financial account to the credit system via the secure payment gateway.

System and method for electronic fund transfers for use with gaming systems

A headset includes a wearable body, first and second earphones extending from the wearable body, controls for controlling an external communication/multimedia device wirelessly, a microphone for picking up vocal data from a user of the headset system and a signal processing unit. The signal processing unit includes circuitry for processing the vocal data into a distinctly audible vocal feedback signal, circuitry for enhancing the vocal feedback signal thereby producing an enhanced vocal feedback signal and circuitry for mixing the enhanced vocal feedback signal with audio signals originating from the external communication/multimedia device, thereby producing a mixed output signal and then sending the mixed output signal to the user via the earphones. The external communication/multimedia device comprises a vocal command application and the headset further comprises a vocal command control for sending vocal commands to the external communication/multimedia device and to the vocal command application.

Wearable headset with self-contained vocal feedback and vocal command

A system for developing rich internet applications (RIAs) for remote computing devices that utilize a certifying player to invoke server-side web services through a single, secure, certifying intermediary server, includes an integrated development environment (IDE). The IDE includes a toolbox comprising graphical components configured to be dragged and dropped into UI states implementing the RIA process flow and a Web Service Description Language (WSDL) integrator for generating web service call for accessing web services for processing input from the UI states and generating an output result.

System and method for developing rich internet applications for remote computing devices

A system and a method of playing rich internet applications on remote computing devices by using a certifying player to invoke server-side web services through a single, secure, certifying intermediary server. The application player resides in the remote computing device and is configured to be executed by the remote computing device. The intermediary server is configured to communicate with the remote computing device via a network connection and to receive message requests from the application player and to send message responses to the application player. The intermediary server provides access of the RIA to the remote computing device by accessing an application server, where the RIA resides, via a single, secure and access-controlled network connection. The application player requests functionality of the RIA from the intermediary server via message requests and interprets the message responses received from the intermediary server. The message requests and responses may be Extensible Mark-up Language (XML) messages.

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Saugus, MA, United States of America

Will Wang Graylin