Visa International Service Association

Wei Ying Yap

Francois Hribovsek

Abhishek Ravi

Kok Seng Chew

Provided is a computer-implemented method for verifying a user identity, including: receiving, from a user device, authentication data for a user, the authentication data including an account identifier corresponding to an account with a first issuer institution; generating, with at least one processor and based at least partially on the authentication data, a passcode; communicating the passcode to the user device or a second device associated with the user; receiving, with at least one processor, a verification request comprising the passcode; and verifying, with at least one processor, an identity of the user based on validating the passcode.

Growing community of inventors

Singapore, Singapore

Wei Ying Yap