Jpmorgan Chase Bank, N.a.

Walter Brent Reinhard

Dori K Skelding

Manning R Field

William Frederick Mann, Iii

Marcia Keld

Exemplary embodiments provide a transaction card that may have multiple layers contained therein. The layers may include a metal sub-assembly core. The transaction card may be engraved, prior to providing to a cardholder, with a replica of the cardholder's actual signature. Additional items may be personalized upon the transaction card. The transaction card may also be incorporated into a system whereupon the transaction card may be triggered to perform an action such as emitting an audible tone or an electronic communication being sent to the cardholder.

Methods for personalizing multi-layer transaction cards

Various account transaction devices are disclosed. One account transaction device comprises a top portion having a front side and a back side, wherein the front side includes a first account and the back side includes at least one identifier associated with a second account. The device also comprises a bottom portion having a front side and a back side, wherein the front side includes the second account and the back side includes at least one identifier associated with the first account. Also, a hinge connecting the top portion to the bottom portion, wherein the top and second portions are relatively movable between a first closed position where the top portion displays the first account and the bottom portion displays the at least one identifier associated with the first account and a second closed position where the top portion displays the at least one identifier associated with the second account and the bottom portion displays the second account. The customer may selectively determine whether a transaction is to be posted to the first account or the second account at the point of sale, after the transaction, or based upon predetermined rules or selections. Other account transaction devices are disclosed.

System and method for processing transactions using a multi-account transactions device

A system and method for processing transactions using a multi-account transaction device. The method comprises the steps of: receiving at least one transaction particular relating to a transaction conducted with a multi-account transaction device; determining at least one first desired account associated with the multi-account transaction device to which the transaction will be posted; posting the transaction to the at least one first desired account; receiving at least one second desired account to which at least a portion of the transaction should be posted; posting the at least a portion of the transaction to the at least one second desired account; and reconciling the at least one first desired account.

Growing community of inventors

Lansdale, PA, United States of America

Walter Brent Reinhard