Wells Fargo Bank, N.a.

Virginia Randle

Darrell Lee Suen

Traci H Nguyen

Julio Jiron

Jeffrey A Cornman

Bryan D Hall

Michael H Chang

Christopher Phillip Clausen

John Andrew Chuprevich

Kevin R Cieslak

Bryan Kroll

Samuel B Martin

Priyamvada Singh

Kenneth L Wright

Samuel Downing

Systems, methods, and computer-readable storage media utilized for event-based authentication. One method includes recognizing an event and receiving, from a device, a withdrawal request of a user, wherein the withdrawal request includes a captured feature by the device. The method further includes determining that the user is associated with the recognized event using at least a geographic proximity between the event and the withdrawal request, wherein the geographic proximity is a given radius around a location of the event, and wherein the device is within the given radius and adjusting authentication rules based on the determination that the user is associated with the recognized event, wherein the adjustment of the authentication rules includes adjusting a matching threshold between the captured feature and a reference feature. The method further includes processing the withdrawal request for the user based on the adjusted authentication rules.

Event-based authentication

Methods and systems of authenticating a user based on an event, such as a natural disaster, a gathering of people, and mass activities of people. The method comprises recognizing, by a financial institution computing system, an event; receiving, by the financial institution computing system, a transaction request of a user; determining, by the financial institution computing system, that the user is associated with the recognized event; adjusting, by the financial institution computing system, authentication rules for the user; and processing, by the financial institution computing system, the transaction request for the user based on the adjusted authentication rules.

Event based authentication

Growing community of inventors

Tega Cay, SC, United States of America

Virginia Randle