Mastercard International Incorporated

France Telecom

Vincent Barnaud

Ilgin Safak

Thierry Leclercq

Gilles Macario-Rat

Bertrand Saby

Jean-Pierre Le Rouzic

Jean-Robert Raynier

Gilles Macariot-Rat

A payment token is generated within a token bank identification number (BIN) range, and is linked with an underlying account number of a consumer. A first instance of the token is made available in at least one of a first portable electronic device, a first mobile payment application (MPA), and a first web wallet of the consumer with an associated first primary account sequence number (PSN). A second instance of the token is made available in at least one of a second portable electronic device, a second mobile payment application (MPA), and a second web wallet of the consumer with an associated second primary account sequence number (PSN).

Bin-conserving tokenization techniques generating tokens in reverse order and employing common device pan with differing pan sequence number values across token instances

The disclosure relates to a method for communication between a secure information storage device and at least one third party with which information is exchanged. An entity ensures the management of a plurality of secure information storage devices to which said device pertains. The method includes the following steps: the entity places, in a secure container which is arranged in the device and specific to a third party, an authorization for communication between the secure container and the given third party; the entity sends an identifier of the device, an address of the device, an identifier of the secure container, and the authorization to communicate, to the give third party; the given third party attempts to establish communication with the secure container, using the address of the device, the identifier of the device, the identifier of the secure container, and the authorization to communicate; and, before accepting said communication, the device checks that the authorization to communicate transmitted by the third party is acceptable in view of the authorization to communicate previously placed in the secure container by the entity.

Method and system for communication between a secure information storage device and at least one third party, and corresponding entity, device and third party

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Paris, France

Vincent Barnaud