Jpmorgan Chase Bank, N.a.

Vce Company, LLC

Victor Zhang

Rajesh Nandyalam

Venkatesh Sudarsanam Madhipatla

Dipti Ahuja

Vinay Neeli

Neil Russell

In some aspects, the techniques described herein relate to a method including: receiving, at a change request service, a request to update contact information data; receiving, at the change request service, from a verification service provider, a raw ownership score; normalizing, by the change request service, the raw ownership score; sending, by the change request service, the contact information data, the customer identifier, and the normalized ownership score to a risk engine; receiving, by the change request service from the risk engine, a confidence score; providing, by the change request service, the confidence score, the normalized ownership score, and historical data associated with the stored customer profile, to a consolidation function; receiving, by the change request service and from the consolidation function, a consolidated trust score; and updating a datastore record associated with a customer represented by the customer identifier with the contact information data.

Systems and methods for real-time identity proofing with verification

An improved technique for communicating with components of an electronic system includes operating a driver according to a designated protocol but agnostically to the components themselves. Information about particular system components is supplied to the driver by respective data sources. To obtain discovery information about a component, the driver accesses a data source for the component and communicates with the component using the designated protocol. The driver thus operates merely as a conduit for component-specific information, which is supplied by the data sources rather than by the driver itself.

Communication with components using component-independent driver

Growing community of inventors

Plano, TX, United States of America

Victor Zhang