Paypal, Inc.

Venkatraman Muthukrishnan

Desmond Chan

Systems and methods for facilitating a purchase are described. When a payment processor declines a transaction, an error code is sent to a merchant. The error code indicates to the merchant that the failed transaction is recoverable if the user chooses a new funding source or payment instrument. The merchant sends the user back to a payment service provider site where the user can either choose a new funding source or enter a new payment method.

Growing community of inventors

Chennai, India

Venkatraman Muthukrishnan