Visa International Service Association

Vadim Grevtsov

Swapnil Vasant Mhasde

Evgeny Kozlov

Alexey Oreshin, Iv

Harsha Sathyanarayana Naga

A method is disclosed and includes receiving an alias resolve request message comprising an alias from a transfer server, and then transmitting the alias resolve request message comprising the alias to plurality of mapping computers. Then, a plurality of alias resolve response messages are received from the plurality of mapping computers, the plurality of alias resolve response messages respectively comprising a plurality of credentials or tokens. A credential or token from the plurality of credentials or tokens is then determined and transmitted to transfer server computer. The transfer server computer conducts a transaction process using the determined credential or token.

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Dubai, United Arab Emirates

Vadim Grevtsov