Mastercard International Incorporated

Tushar Rungta

Ankur Arora

Aditya Koduri

Rahul Lamba

Apoorva Dixit

Aastha Dhiman

A method for facilitating communications while protecting customer privacy through cryptography and withholding of personally identifiable information includes: storing, in a memory of a processing server, contact data and a reference value associated with a first external computing device; receiving, by a receiver of the processing server, a communication request from a second external computing device, the communication request including at least the reference value and a digital signature; validating, by a processor of the processing server, the digital signature using a communicator public key of a cryptographic key pair; receiving, by the receiver of the processing server, a communication message from the second external computing device; and forwarding, by a transmitter of the processing server, the communication message to the first external computing device using the stored contact data following successful validation of the digital signature.

Method and system for protection of customer PII via cryptographic tokens

A method for facilitating foreign transactions through inter-currency exchanges and geographical matching includes providing a platform to consumers located in different countries, where a consumer in a first country that desires a product from a second country is matched to a consumer in the second country that desires a product in the first country; the consumers are matched and transactions initiated by the platform to provide transfer of any necessary payment to ensure that each consumer can make the purchase on behalf of the other consumer in their own country, for shipping to the consumer in the other country, negating the need for the consumers to make any international purchases directly while still availing themselves of foreign products without involving merchants and minimizing the effect and amount of cross-border transactions.

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Haryana, India

Tushar Rungta