The Toronto-dominion Bank

Tricia Elizabeth Allen

Joe Moghaizel

Paul Mon-Wah Chan

John Jong Suk Lee

Peter Horvath

Gregory Richard Harper

Richard Thomas

Vanessa Li

Min Shen

Melanie Judith Mendoza

Aline Da Rosa Alves

Alexandra Antonucci

Lawrence Anthony Allen

Audrey Madeleine Carr

Kimberly Elizabeth Lam

Antonucci Alexandra,

Aline Da Alves

Systems and methods for allocating resources. The system includes a communications module, a processor, and a memory. The memory stores a data record and instructions that, when executed, configure the processor to obtain a data record and transmit an existing score indication corresponding to the data record for display at the client device; receive a first time parameter and an action indicator associated with a shared resource and, in response, determine a first provisional score corresponding to the data record based on the existing score indication, the action indicator, and the first time parameter to provide a first provisional score indication; transmit the first provisional score indication and a selectable option associated with the action indicator for display at the client device while the first provisional score indication is displayed; and in response to receiving a resource transfer instruction, allocate the shared resource associated with the action indicator.

Systems and methods for allocating shared resources

Methods and devices for controlling display of a user interface. A computing device configured to enable data exchanges in connection with accounts, including a credit account, determines whether a requested data exchange with the credit account will result in the credit account exceeding a utilization threshold. If not, a standard interface for completing the data exchange is displayed. If the data exchange will result in exceeding the threshold, then a modified interface is displayed. The modified interface enables completion of the data exchange within a minimum time period longer than the minimum time period within which the data exchange may be completed through the standard interface. Example modifications include adding an input element or field, adding delay to display or rendering of graphics, adding pop-ups, or removing pre-populated selections or values, among others.

Systems and methods for dynamic user interface modification

Growing community of inventors

Toronto, Canada

Tricia Elizabeth Allen