Bank of America Corporation

Tricia A Ciavolella

Christine Lee Fitzgerald

Matthew Brian Wohl

Kristine Lynn Sykes Spadaccia

Rudolph A Serrao

Robert F Arimenta, Jr

Sean Hart

Timothy Albert Paul

Embodiments of the invention are directed to a central communication hub, structured for integrating a plurality of electronic communication channels associated with the user, such that the user can utilize disparate electronic communication channels via a central user application. The communications hub is structured for identifying, retrieving and processing electronic communications associated with the user, as well as, automatically initiating actions associated with the communications. The communications hub is also structured for proactively transmitting alerts associated with the electronic communications. The central communication hub also comprises a system for centralized management of records, structured for secure and convenient storage, sharing and retrieval of user records. This can include intelligent automated management of user records.

System for configuration and intelligent transmission of electronic communications and integrated resource processing

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Long Valley, NJ, United States of America

Tricia A Ciavolella