Jpmorgan Chase Bank, N.a.

Bank One Delaware N.a.

Tracy M Pletz

Timothy A Webb

William T Callahan

Joseph Rochford

Howard C Seidel

Stephen Durney

Olutayo Ibikunle

Joe Vieira

Satish Raj Katakam

Shawn Reynolds

Trevor Newell

Kent Siggers

The invention relates to a system that implements application lineage metadata and registration. An embodiment of the present invention is directed to auto-generating Application Lineage data. This may be accomplished by implementing code markers, such as @Annotations, within the code. An embodiment of the present invention may scan the code each time a build is kicked off by a continuous integration and continuous delivery (CI/CD) pipeline. At the end of the build, the documentation may be automatically generated with application lineage information.

Method and system for implementing application lineage metadata and registration

The invention relates to a system that implements application lineage metadata and registration. An embodiment of the present invention is directed to auto generating Application Lineage data. This may be accomplished by implementing code markers, such as @Annotations, within the code. An embodiment of the present invention may scan the code each time a build is kicked off by a continuous integration and continuous delivery (CI/CD) pipeline. At the end of the build, the documentation may be automatically generated with application lineage information.

Aspects of the invention relate to a central authentication and interaction tracking system for authenticating an entity making a request related to a financial account. The system facilitates authentication of an entity engaging in an interaction with a financial institution, the authentication based on a record of interactions initiated by the entity. The system includes an application interface receiving interaction requests over a network, the interaction requests originating from multiple entities and including a plurality of authentication factors. The system further includes a computer processor and computer memory capable of building, from each interaction request, an entity print record for each of the multiple entities, wherein each entity print record includes indicators of the authentication factors from each initiated transaction request. The system further facilitates deriving, from the entity print record, an entity print and storing the entity print in at least one computer memory, comparing received authentication factors for a requested interaction with the entity print, and making an authentication determination based on the comparison.

Authentication and interaction tracking system and method

Aspects of the invention relate to a customer authentication system for authenticating a customer making a request related to a customer account. The customer authentication system may include multiple application level data receiving and processing mechanisms for receiving customer requests and collecting customer data. The customer authentication system may additionally include a central authentication system for receiving the customer requests and customer data from the multiple application level data receiving and processing mechanisms, the central authentication system determining, based on authentication policy, whether the collected customer data is sufficient to authenticate each customer in order to fulfill the customer request. The central authentication system may return its conclusions and instructions to the multiple application level data receiving and processing mechanisms. The customer authentication system may additionally include a fraud policy system for centrally managing authentication policy implemented by the central authentication system.

Authentication system and method

A central authentication and interaction tracking system authenticates an entity making a request related to a financial account. The system facilitates authentication of an entity engaging in an interaction based on a record of interactions initiated by the entity. The system includes an application interface receiving interaction requests over a network, the requests originating from multiple entities and including authentication factors. The system further includes a computer processor and computer memory capable of building, from each interaction request, an entity print record for each of the multiple entities, wherein each entity print record includes the authentication factors. The system further facilitates deriving, from the entity print record, an entity print, comparing received authentication factors for a requested interaction with the entity print, and making an authentication determination based on the comparison.

According to one embodiment, the present invention relates to a method and a system for implementing a card product or access mechanism with multiple relationships with an issuing entity (e.g., bank, etc.) where each relationship may be defined by one or more sets of rules that are customized for a particular customer. A computer implemented method and system for implementing a mechanism with multiple customized relationships may involve identifying one or more customized rules for an access mechanism associated with a customer; establishing a plurality of accounts for the customer wherein the plurality of accounts comprise different accounts with different account characteristics; and invoking one of the plurality of accounts for a transaction through the access mechanism, based at least in part on the one or more customized rules; wherein the plurality of accounts share at least one funding account.

Method and system for implementing a card product with multiple customized relationships

This invention relates to a system and method for processing qualified healthcare account transactions (e.g., HFA, Health FSA, and HRA) and non-qualified credit card transactions within a transaction processing system. In particular, this invention relates to a multi-purse payment device associated with a transaction processing system for auto-substantiating qualified healthcare transactions.

System and method for processing qualified healthcare account related financial transactions

An automated system and method for customer management deploys customer databases to profile customer service requests for distribution to appropriately assigned agent representatives. The representatives adopt particular roles according to customer care volume, inquiry type, time of day and other customer management needs. Consumer profiles may be accessed in real time to combine customer care events with cross-selling and other promotions related to the consumer's transaction history and other factors.

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Wilmington, DE, United States of America

Tracy M Pletz