Mastercard International Incorporated

Tom Ferrara

Peter Weinberger

Anna Whelan

Billy C Wu

The present invention provides a system for card customization including a centralized issuer hub providing a single point of website integration for applicants in different countries or affiliations, the system comprising a centralized issuer hub comprising a server that coordinates data exchange among a plurality of country- or affiliate-specific websites, a card customization services for processing applicant requests, and an image administrator for customizing applicant submitted images. In operation, a local issuer country website provides a browser-based user interface for an applicant. Card customization services includes a website that recognizes an issuer country or affiliation of the applicant and launches a dedicated country- or affiliate-specific website for the applicant based upon on a country of origin or affiliation of the local issuer country website.

Centralized issuer hub for transaction card customization

The present invention provides a method for providing long term storage of customized transaction card images, comprising the steps of approving or rejecting a selected customized image, marking the customized image as approved or rejected, packaging the customized image into an image file for a transaction card issuer, sending the image file to the transaction card issuer via a secure transfer process, and sending the image file to long term storage.

Methods for providing long term storage and retrieval of customized transaction card images

The present invention is directed to methods for providing stand-in services for transaction card customization, wherein a transaction card franchiser provides the stand-in services for the transaction card issuer with regard to transaction card applicant email notification with respect to approval/rejection decisions and/or billing the transaction card applicant for the cost of a new transaction card on behalf the transaction card issuer.

Methods for providing stand-in services for transaction card customization

The present invention is directed to methods for billing a transaction card applicant for the cost of a new customized transaction card as a stand-in service on behalf of a transaction card issuer. In some embodiments, the method comprises the steps of: (a) sending an approved customized transaction card image of an applicant to a database of the transaction card issuer; (b) sending information about the applicant and the cost of the new transaction card to a transaction formatter; (c) reformatting the information to produce a billing authorization record and submitting the record to a clearing system of a transaction card franchiser; (d) directly applying the cost of the new transaction card to an account of the applicant within a billing system of the transaction card issuer; and (e) mailing an invoice statement to the applicant including the cost of the new transaction card.

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Webster Groves, MO, United States of America

Tom Ferrara