Experian Marketing Solutions, Inc.

Experian Information Solutions, Inc.

Timothy Sumida

Helen McMillan

Anita Kress

Michael Charles McVey

John Lawrence Skurtovich

John L Skurtovich, Jr

Pamela Barrios

Venkat R Achanta

Patricia Cheryl Lassen

Karthikeyan Reddy Aaravabhoomi

Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user's current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.

Systems and methods for providing an integrated identifier

The present invention provides a system, method and software for linking persistent and unique business identifiers, associated with business entities, for associating corresponding business records without a loss of historical records, regardless of subsequent changes, updates, and mergers. In the various embodiments, a first business record, of the plurality of business records, is associated with a first business identifier; and a second business record, which does not match the first record, is associated with a second business identifier. Subsequently, when the first business identifier and the second business identifier are determined to correspond to a singular business entity, the first business identifier and the second business identifier are linked, and respective associations of the first business record and the second business record with the linked first business identifier and second business identifier are maintained, with corresponding source references, and collectively utilized in subsequent search and match determinations.

System, method and software for providing persistent entity identification and linking entity information in a data repository

Systems and methods are provided for processing large volumes of credit-related data and other data, and generating products based on the processed data. Data received from a number of different data sources may be processed in parallel and stored in memory. Reporting rules may be defined in association with each of a number of different accounts. Products, such as credit reports, may then be generated based on one or more rule sets.

Systems and methods for large-scale credit data processing

System, method and software for providing persistent entity identification and linking entity information in an integrated data repository

System, method and software for providing persistent personal and business entity identification and linking personal and business entity information in an integrated data repository

Growing community of inventors

Yorba Linda, CA, United States of America

Timothy Sumida