Diebold Self-service Systems Division of Diebold, Inc.

Timothy Stefanko

Terry E Doll

Douglas A Kovacs

Richard J Hanna

An apparatus operates to cause financial transfers responsive to data read from data bearing records. The apparatus includes a card reader that is operative to read card data from a user card. At least one computer in operative connection with the card reader is operative to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one computer is operative to cause a financial transfer to or from the account responsive to the determination and user inputs to at least one input device of the machine. The automated banking machine includes a housing. The housing is at least partially surrounded by an enclosure that operates to protect the housing and machine from environmental conditions.

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Rittman, OH, United States of America

Timothy Stefanko