United Services Automobile Association (usaa)

Timothy Shiveley

William Daniel Farmer

Pooja Krishnaswamy

Seth E Ethington

Anto Chirayil Thomas

Daniel Scott Veibell

Brian Francisco Shipley

Carlos J P Chavez

Joel S Hartshorn

Qunying Kou

Ric M Pena

Samip Dilip Mehra

A system may include sensors that may acquire health data related to an individual. The system may also include a processor that may receive trip data associated with a current location of the individual and a destination location for the individual, traffic condition data associated with routes between the current location and the destination location, and weather related data associated with the routes. The processor may also receive the health data from the sensors and determine whether the individual is associated with a driver assessment score above a threshold based on the trip data, the traffic condition data, the weather data, the health data, or any combination thereof. The processor may then send an activation signal to a vehicle control system in response to the driver assessment score being above the threshold, such that the activation signal may enable the vehicle control system to control operations of a vehicle.

Systems and methods for controlling vehicle systems based on driver assessment

A system in accordance with present embodiments includes a device comprising a sensor configured to detect sensed data for an individual. The sensed data comprises data related to health of the individual. The system also includes a health analysis system communicatively coupled to the device. The health analysis system comprises a memory and a processor. The memory is configured to store instructions that cause the processor to receive the sensed data from the device, analyze the sensed data to determine health trend data for the individual, retrieve group health trend data associated with the health trend data for the individual, generate a predicted health trend for the individual based at least in part on a comparison between the health trend data for the individual and the group health trend data, and adjust offered products, premiums, or both, based on predicted health trend for the individual.

Systems and methods for offering products based on medical assessments

A method may include receiving, via a processor, an indication that a vehicle is in use, determining that a user of the vehicle is expected to perform an online-platform task, and determining one or more routes to perform the online-platform task. The method may further include determining one or more insurance rates for the one or more routes based on a type of the online-platform task, one or more driving characteristics associated with the user, the one or more routes, or any combination thereof. Additionally, the method may include displaying a visualization indicative of the one or more insurance rates via an electronic display. Furthermore, the method may include receiving a selection of a first insurance rate of the one or more insurance rates that corresponds to a first route of the one or more routes, detecting that the vehicle is deviating from the first route, and adjusting the first insurance rate in response to detecting that the vehicle is deviating from the first route.

Systems and methods for dynamically adjusting pay-per-ride insurance

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Farmers Branch, TX, United States of America

Timothy Shiveley