Yt Acquisition Corporation

Open Invention Network LLC

Phoenix Check Cashing, Inc.

Biopay, LLC

Pay by Touch Checking Resources, Inc.

Timothy Neil Watson

Timothy L Robinson

Bradford R Schildt

Tennille V Goff

Daniel J Corwin

A system and method of obtaining and storing a signed agreement authorizing the use of a user's biometric data for the purpose of offering legal consent to agreements and transactions with one or more operators. The present invention imparts a process by which merchants and other service providers can access a verifying agreement indicating a user's intent to submit biometric data as a substitute for a written signature and the user's consent to abide by the terms and conditions of any agreements entered into by the submission of biometric data.

System and method for biometric signature authorization

A system and method of identity verification at a point-of-identification verification (POV) using biometric-based identity recognition and an identity verifying score based upon a presenter's initial identification presentment and their subsequent action in the system. The system also provides tracking and evaluates verifier activity within the system through biometric-based identity recognition and a performance score based upon their actions and the results of their actions within the system. System users register at least one biometric identifier and personal and/or business identity-verifying data. Users present a biometric sample obtained from their person and their system ID number to conduct identification transactions. This data is used to authenticate the user's identity to a percentage of reliability and allows a user with consistently positive ID verifications to establish a higher ID score, strengthening their credibility within the system. Once enrolled, the system allows the user to be identified without presenting any token-based information, such as a driver's license or passport. In one embodiment, an identity verification score generated via the system can be employed in conjunction with online transactions, such as purchases, auctions, email, instant messaging, and the like.

System and method for verifying identity

A system and method of offering a redemption account that allows users to purchase in advance and subsequently redeem products and services from one or more vendors that are affiliated with the system. The present invention imparts a process by which users enrolled in a biometric authorization system can access a redemption account for advance purchased products and services by submitting their biometric data. Information stored in the user record can then be utilized to enable the fulfillment of the advance purchase.

System and method for prepaid biometric redemption accounts

A system and method of allowing individuals to categorize transaction information. A user of the system may establish transaction identifiers that may be employed during or subsequent to a transaction in order to categorize transaction information.

System and method for categorizing transactions

A system and method of providing users with an accessible system and convenient method for conducting purchase benefit transactions. When enrolling in a biometric authorization system, a user may authorize the system to apply for purchase benefits on the user's behalf at subsequent transactions.

System and method for purchase benefits at a point of sale

A system and method of offering subscriptions to periodical publications or other products and services at a point of sale using subscription enabling information stored in a database. The present invention imparts a process by which users enrolled in a biometric authorization system may accept subscription offers at a point of sale by submitting their biometric data. Subscription information stored in the user record may then be utilized to enable the fulfillment of the subscription offer.

System and method for offering in-lane periodical subscriptions

A system and method of assistance procedures that involve a negotiable instrument casher in the negotiable instrument validity determination process. The present invention involves the casher in the determining process by providing a walkthrough and network assistance procedures.

System and method for negotiable instrument cashing transaction assistance procedures

A method of providing negotiable instrument cashing merchants the ability to readily customize, store locally or centrally, and update manually or automatically, preferences related to negotiable instrument cashing transactions. The present invention imparts a process by which cashers utilizing a negotiable instrument cashing system can store and update fee and surcharge preferences, share them with affiliated cashers, and apply the preferences to negotiable instrument cashing transactions.

System and method for negotiable instrument cashing fee setup by type

A system and method of conducting parking transactions in a convenient manner is described. Users of the system can employ their biometric data or a preexisting token to conduct transactions at a parking facility.

System and method for operating a parking facility

A system and method of electronically depositing negotiable instruments. The present invention imparts a process by which a negotiable instrument casher may electronically deposit negotiable instruments into a financial account held with a participating financial institution.

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Alexandria, VA, United States of America

Timothy Neil Watson